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Tn Consumer Debt

Agent skill
1 skill

Subject-matter bundle for defending a Tennessee consumer against debt-collection suits (typically in General Sessions Court). Covers federal FDCPA / Regulation F / FCRA layer; Tennessee Consumer Protection Act (§ 47-18-101 et seq.) with Pursell B2B-collection-conduct limit; Tennessee Collection Service Act (Title 62, Ch. 20) licensing; 2024 § 20-6-104 pre- default-judgment documentation requirement for debt-buyer plaintiffs; chain- of-title under Tennessee UCC Article 9; SOL framework (6-year open-account / 4-year goods); sworn-account device (§ 24-5-107); General Sessions $25k civil cap with unlimited detainer jurisdiction; 10-day de novo appeal to Circuit (§ 27-5-108) where formal discovery applies; 5-pattern fact-pattern triage (stale debt, original creditor's contract, medical debt, default judgment already entered, FDCPA counterclaim).

Install with
Claude CodeCodexCursorGitHub CopilotGemini CLI

Supported by the Atlas install prompt. Skill-specific requirements vary.

Skill stats

Skills1CategoryContent & writingStars0

About this skill

Subject-matter bundle for defending a Tennessee consumer against debt-collection suits (typically in General Sessions Court). Covers federal FDCPA / Regulation F / FCRA layer; Tennessee Consumer Protection Act (§ 47-18-101 et seq.) with Pursell B2B-collection-conduct limit; Tennessee Collection Service Act (Title 62, Ch. 20) licensing; 2024 § 20-6-104 pre- default-judgment documentation requirement for debt-buyer plaintiffs; chain- of-title under Tennessee UCC Article 9; SOL framework (6-year open-account / 4-year goods); sworn-account device (§ 24-5-107); General Sessions $25k civil cap with unlimited detainer jurisdiction; 10-day de novo appeal to Circuit (§ 27-5-108) where formal discovery applies; 5-pattern fact-pattern triage (stale debt, original creditor's contract, medical debt, default judgment already entered, FDCPA counterclaim).

Quick start

  1. Copy the install prompt. Use the green button above this README.
  2. Send it to your agent. Paste it into your coding agent’s chat and send.
  3. Review the setup. Your agent checks the skill’s instructions, requirements, and installation scope.
Review, license & listing details
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This is an imported listing. We haven’t certified its safety, license, or compatibility. Skills may include executable scripts.

Automated security scan: Partial

Only SKILL.md was scanned. Supporting files and scripts were not checked. No safety grade has been assigned.

0 potential findings · Scanned 11/4/2026 · Scanner 0.2.1

Content SHA-256: c9ac01b86f6766d8e5b84414faae3208e27a95614a16f0ad555d0eb85a61d161

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About this listing

Category
Content & writing
Reported license
Not specified
Listing language (estimated)
English
Review status
Not individually reviewed
Agent compatibility
Atlas installation supports Claude Code, Codex, and Cursor. Skill-specific dependencies and features are checked during setup.
Tn Consumer Debt | Agent Skills Atlas