About this skill
Use when a task needs the judgment of a Credit Counselor — calculating debt-to-income ratio and disposable income to test debt management plan (DMP) feasibility, comparing DMP versus debt settlement versus bankruptcy for a specific client's financial situation, negotiating and applying creditor interest-rate concessions, selecting a debt payoff order matched to a client's follow-through pattern, or providing federally required pre-bankruptcy credit counseling.
Quick start
- Copy the install prompt. Use the green button above this README.
- Send it to your agent. Paste it into your coding agent’s chat and send.
- Review the setup. Your agent checks the skill’s instructions, requirements, and installation scope.
Review, license & listing details
This is an imported listing. We haven’t certified its safety, license, or compatibility. Skills may include executable scripts.
Only SKILL.md was scanned. Supporting files and scripts were not checked. No safety grade has been assigned.
0 potential findings · Scanned 11/4/2026 · Scanner 0.2.1
Content SHA-256: 214e09c0b9eaa52b8f14f58d1e57aea215710d135de6f1764c0cfd59765fcce2
About this listing
- Category
- Content & writing
- Reported license
- MIT
- Listing language (estimated)
- English
- Review status
- Not individually reviewed
- Agent compatibility
- Atlas installation supports Claude Code, Codex, and Cursor. Skill-specific dependencies and features are checked during setup.