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Rental Underwriting

Agent skill
1 skill

Analyze a residential rental property as an investment — 1-4 unit single-family / duplex / triplex / quadplex, condo, townhome. Computes: gross rent multiplier (GRM), cap rate (by property class, 4-12% range in 2026), cash-on-cash return (target 8-12%), DSCR, IRR (10-year hold), internal/external repair budgets, vacancy assumption, property tax + insurance projections, PM fees, capex reserves, and the BRRRR refinance math (cash out + new debt service vs hold-cash returns). Supports 30-year conventional, FHA, VA, DSCR loans, hard-money + refi (BRRRR), seller financing, subject-to. Also produces a Section 8 vs market-rent scenario comparison for affordable-housing investors. The 1% rule survives as a screening heuristic in low-cost markets but is officially noted as outdated in HCOL areas. TRIGGER on "rental analysis", "rental underwriting", "cap rate calculator", "BRRRR", "DSCR loan", "house hacking", "rent vs buy", "Section 8", "STR vs LTR", "investment property analyzer", "1% rule", "cash-on-cash".

Install with
Claude CodeCodexCursorGitHub CopilotGemini CLI

Supported by the Atlas install prompt. Skill-specific requirements vary.

Skill stats

Skills1CategoryGeneralStars0

About this skill

Analyze a residential rental property as an investment — 1-4 unit single-family / duplex / triplex / quadplex, condo, townhome. Computes: gross rent multiplier (GRM), cap rate (by property class, 4-12% range in 2026), cash-on-cash return (target 8-12%), DSCR, IRR (10-year hold), internal/external repair budgets, vacancy assumption, property tax + insurance projections, PM fees, capex reserves, and the BRRRR refinance math (cash out + new debt service vs hold-cash returns). Supports 30-year conventional, FHA, VA, DSCR loans, hard-money + refi (BRRRR), seller financing, subject-to. Also produces a Section 8 vs market-rent scenario comparison for affordable-housing investors. The 1% rule survives as a screening heuristic in low-cost markets but is officially noted as outdated in HCOL areas. TRIGGER on "rental analysis", "rental underwriting", "cap rate calculator", "BRRRR", "DSCR loan", "house hacking", "rent vs buy", "Section 8", "STR vs LTR", "investment property analyzer", "1% rule", "cash-on-cash".

Quick start

  1. Copy the install prompt. Use the green button above this README.
  2. Send it to your agent. Paste it into your coding agent’s chat and send.
  3. Review the setup. Your agent checks the skill’s instructions, requirements, and installation scope.
Review, license & listing details
Review the source before using this skill

This is an imported listing. We haven’t certified its safety, license, or compatibility. Skills may include executable scripts.

Automated security scan: Partial

Only SKILL.md was scanned. Supporting files and scripts were not checked. No safety grade has been assigned.

0 potential findings · Scanned 11/4/2026 · Scanner 0.2.1

Content SHA-256: 82665fa96504ca63733211ef01feeb30a6d0063351d9bc192c624331ef80da8b

About scan coverage and limitations

About this listing

Category
General
Reported license
Not specified
Listing language (estimated)
English
Review status
Not individually reviewed
Agent compatibility
Atlas installation supports Claude Code, Codex, and Cursor. Skill-specific dependencies and features are checked during setup.
Rental Underwriting | Agent Skills Atlas