Mi Consumer Debt | Agent Skills Atlas

About this skill

Use when defending a Michigan consumer against a debt-collection lawsuit (typically by a debt buyer or collection agency, usually in District Court). Triggers include "sued for a debt Michigan", "debt collector Michigan", "Michigan RCPA MCL 445.251", "debt buyer Michigan", "time-barred debt Michigan", "FDCPA Michigan", "Michigan collection agency license", "36th District Court debt", "Midland Credit Michigan", "Portfolio Recovery Michigan", "LVNV Funding Michigan", "Michigan Regulation of Collection Practices Act", "Michigan Consumer Protection Act debt", "MCL 339.901 collection agency", "statute of limitations credit card Michigan", "MCL 600.5807", "chain of title Michigan debt", "set aside default judgment Michigan debt". Subject-matter bundle covering the federal FDCPA / Regulation F / FCRA layer, the Michigan Regulation of Collection Practices Act (MCL 445.251 et seq.), the Michigan Occupational Code Article 9 collection-agency licensing regime (MCL 339.901 et seq.), the Michigan Consumer Protection Act (MCL 445.901 et seq.) and its judicially narrowed regulated-conduct exemption, chain-of-title doctrine under Michigan UCC Article 9, the SOL framework, and the District Court forum.

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Review, license & listing details

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This is an imported listing. We haven’t certified its safety, license, or compatibility. Skills may include executable scripts.

Automated security scan: Partial

Only SKILL.md was scanned. Supporting files and scripts were not checked. No safety grade has been assigned.

0 potential findings · Scanned 11/4/2026 · Scanner 0.2.1

Content SHA-256: bed31307f017ba8715eb5a73913933f427d795e42452ba1d5252ad8df7dca656

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Original listing metadata

Original name

mi-consumer-debt

Original description

This skill should be used when defending a Michigan consumer against a debt-collection lawsuit (typically by a debt buyer or collection agency, usually in District Court). Triggers include "sued for a debt Michigan", "debt collector Michigan", "Michigan RCPA MCL 445.251", "debt buyer Michigan", "time-barred debt Michigan", "FDCPA Michigan", "Michigan collection agency license", "36th District Court debt", "Midland Credit Michigan", "Portfolio Recovery Michigan", "LVNV Funding Michigan", "Michigan Regulation of Collection Practices Act", "Michigan Consumer Protection Act debt", "MCL 339.901 collection agency", "statute of limitations credit card Michigan", "MCL 600.5807", "chain of title Michigan debt", "set aside default judgment Michigan debt". Subject-matter bundle covering the federal FDCPA / Regulation F / FCRA layer, the Michigan Regulation of Collection Practices Act (MCL 445.251 et seq.), the Michigan Occupational Code Article 9 collection-agency licensing regime (MCL 339.901 et seq.), the Michigan Consumer Protection Act (MCL 445.901 et seq.) and its judicially narrowed regulated-conduct exemption, chain-of-title doctrine under Michigan UCC Article 9, the SOL framework, and the District Court forum.

About this listing

Category: Content & writing
Reported license: Not specified
Listing language (estimated): English
Review status: Not individually reviewed
Agent compatibility: Atlas installation supports Claude Code, Codex, and Cursor. Skill-specific dependencies and features are checked during setup.