Use when defending a Texas consumer against a debt-collection lawsuit (debt buyer or collection agency, in a Justice Court debt-claim case, a County Court at Law, or a District Court). Triggers: "sued by a debt collector in Texas", "debt buyer sued me Texas", "Texas statute of limitations on credit card debt", "time-barred debt Texas", "Texas Debt Collection Act", "TDCA violation", "DTPA debt collector", "answer a debt-claim case Texas", "JP court debt claim", "sworn account Texas", "verified denial Rule 185", "surety bond debt collector Texas", "can they garnish my wages in Texas", "Monday rule answer Texas". Covers the federal FDCPA / Regulation F / FCRA layer, the Texas Debt Collection Act (Tex. Fin. Code Ch. 392; § 392.404 DTPA tie-in; § 392.101 surety bond), the DTPA (Ch. 17), limitations, sworn account (TRCP 185 / verified denial TRCP 93(10)), chain-of-title / standing and debt-buyer evidence foundation (TRE 803(6) / 902(10)), discovery, exemptions and the wage-garnishment bar, and CPRC Ch. 38.
Install with
Claude CodeCodexCursorGitHub CopilotGemini CLI
Supported by the Atlas install prompt. Skill-specific requirements vary.
Skill stats
Skills1CategoryGeneralStars0
About this skill
Use when defending a Texas consumer against a debt-collection lawsuit (debt buyer or collection agency, in a Justice Court debt-claim case, a County Court at Law, or a District Court). Triggers: "sued by a debt collector in Texas", "debt buyer sued me Texas", "Texas statute of limitations on credit card debt", "time-barred debt Texas", "Texas Debt Collection Act", "TDCA violation", "DTPA debt collector", "answer a debt-claim case Texas", "JP court debt claim", "sworn account Texas", "verified denial Rule 185", "surety bond debt collector Texas", "can they garnish my wages in Texas", "Monday rule answer Texas". Covers the federal FDCPA / Regulation F / FCRA layer, the Texas Debt Collection Act (Tex. Fin. Code Ch. 392; § 392.404 DTPA tie-in; § 392.101 surety bond), the DTPA (Ch. 17), limitations, sworn account (TRCP 185 / verified denial TRCP 93(10)), chain-of-title / standing and debt-buyer evidence foundation (TRE 803(6) / 902(10)), discovery, exemptions and the wage-garnishment bar, and CPRC Ch. 38.
Quick start
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Use when defending a Texas consumer against a debt-collection lawsuit (debt buyer or collection agency, in a Justice Court debt-claim case, a County Court at Law, or a District Court). Triggers: "sued by a debt collector in Texas", "debt buyer sued me Texas", "Texas statute of limitations on credit card debt", "time-barred debt Texas", "Texas Debt Collection Act", "TDCA violation", "DTPA debt collector", "answer a debt-claim case Texas", "JP court debt claim", "sworn account Texas", "verified denial Rule 185", "surety bond debt collector Texas", "can they garnish my wages in Texas", "Monday rule answer Texas". Covers the federal FDCPA / Regulation F / FCRA layer, the Texas Debt Collection Act (Tex. Fin. Code Ch. 392; § 392.404 DTPA tie-in; § 392.101 surety bond), the DTPA (Ch. 17), limitations, sworn account (TRCP 185 / verified denial TRCP 93(10)), chain-of-title / standing and debt-buyer evidence foundation (TRE 803(6) / 902(10)), discovery, exemptions and the wage-garnishment bar, and CPRC Ch. 38.
About this listing
Category
General
Reported license
Not specified
Listing language (estimated)
English
Review status
Not individually reviewed
Agent compatibility
Atlas installation supports Claude Code, Codex, and Cursor. Skill-specific dependencies and features are checked during setup.
Claude Code
Codex
Cursor
GitHub Copilot
Gemini CLI