Use this skill to audit and correct consumer-report data: PII and tradeline points affecting reporting duration, scoring, and SOL. Triggers include "wrong info on my credit report", "update my address", "Date of First Delinquency", "DOFD", "re-aged debt", "disputed by consumer", "mark it disputed", "why didn't my score go up", "dispute flag missing", "monitor my report weekly". Covers PII hygiene (remove stale addresses/phones causing mistaken matches and fraud), Date of First Delinquency clock (§ 1681c) and SOL anchor, watching for re-aging, ensuring "disputed by consumer" flag for score lift, and weekly monitoring. Produces PII correction requests, re-aging challenge letters, and dispute-mark checklists. Composes with consumer-report-ordering, consumer- credit-disputes, consumer-harm-documentation, consumer-credit- monitoring, state -consumer-debt bundles, and state -pro-se.
Install with
Claude CodeCodexCursorGitHub CopilotGemini CLI
Supported by the Atlas install prompt. Skill-specific requirements vary.
Skill stats
Skills1CategoryGeneralStars0
About this skill
Use this skill to audit and correct consumer-report data: PII and tradeline points affecting reporting duration, scoring, and SOL. Triggers include "wrong info on my credit report", "update my address", "Date of First Delinquency", "DOFD", "re-aged debt", "disputed by consumer", "mark it disputed", "why didn't my score go up", "dispute flag missing", "monitor my report weekly". Covers PII hygiene (remove stale addresses/phones causing mistaken matches and fraud), Date of First Delinquency clock (§ 1681c) and SOL anchor, watching for re-aging, ensuring "disputed by consumer" flag for score lift, and weekly monitoring. Produces PII correction requests, re-aging challenge letters, and dispute-mark checklists. Composes with consumer-report-ordering, consumer- credit-disputes, consumer-harm-documentation, consumer-credit- monitoring, state -consumer-debt bundles, and state -pro-se.
Quick start
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Use this skill to audit and correct consumer-report data: PII and tradeline points affecting reporting duration, scoring, and SOL. Triggers include "wrong info on my credit report", "update my address", "Date of First Delinquency", "DOFD", "re-aged debt", "disputed by consumer", "mark it disputed", "why didn't my score go up", "dispute flag missing", "monitor my report weekly". Covers PII hygiene (remove stale addresses/phones causing mistaken matches and fraud), Date of First Delinquency clock (§ 1681c) and SOL anchor, watching for re-aging, ensuring "disputed by consumer" flag for score lift, and weekly monitoring. Produces PII correction requests, re-aging challenge letters, and dispute-mark checklists. Composes with consumer-report-ordering, consumer- credit-disputes, consumer-harm-documentation, consumer-credit- monitoring, state *-consumer-debt bundles, and state *-pro-se.
About this listing
Category
General
Reported license
Not specified
Listing language (estimated)
English
Review status
Not individually reviewed
Agent compatibility
Atlas installation supports Claude Code, Codex, and Cursor. Skill-specific dependencies and features are checked during setup.
Claude Code
Codex
Cursor
GitHub Copilot
Gemini CLI