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Id Consumer Debt

Agent skill
1 skill

Use when defending an Idaho consumer against a debt-collection lawsuit (typically by a debt buyer or collection agency, in the Magistrate Division or District Court). Triggers: "sued by a debt collector in Idaho", "debt buyer Bonneville County", "Idaho statute of limitations on credit card debt", "time-barred debt Idaho", "Idaho Collection Agency Act license", "answer a collection complaint Idaho", "Idaho Consumer Protection Act", "FDCPA Idaho", "chain of title Idaho debt", "wage garnishment exemption Idaho". Subject-matter bundle covering the federal FDCPA / Regulation F / FCRA layer, the Idaho Consumer Protection Act, Idaho Collection Agency Act licensing (Department of Finance), the Idaho Credit Code, the statute-of-limitations framework, chain-of-title / standing and debt-buyer evidence foundation, discovery targeting the chain of title, post-judgment exemptions and garnishment, and the two-way I.C. § 12-120 attorney-fee exposure.

Install with
Claude CodeCodexCursorGitHub CopilotGemini CLI

Supported by the Atlas install prompt. Skill-specific requirements vary.

Skill stats

Skills1CategoryGeneralStars0

About this skill

Use when defending an Idaho consumer against a debt-collection lawsuit (typically by a debt buyer or collection agency, in the Magistrate Division or District Court). Triggers: "sued by a debt collector in Idaho", "debt buyer Bonneville County", "Idaho statute of limitations on credit card debt", "time-barred debt Idaho", "Idaho Collection Agency Act license", "answer a collection complaint Idaho", "Idaho Consumer Protection Act", "FDCPA Idaho", "chain of title Idaho debt", "wage garnishment exemption Idaho". Subject-matter bundle covering the federal FDCPA / Regulation F / FCRA layer, the Idaho Consumer Protection Act, Idaho Collection Agency Act licensing (Department of Finance), the Idaho Credit Code, the statute-of-limitations framework, chain-of-title / standing and debt-buyer evidence foundation, discovery targeting the chain of title, post-judgment exemptions and garnishment, and the two-way I.C. § 12-120 attorney-fee exposure.

Quick start

  1. Copy the install prompt. Use the green button above this README.
  2. Send it to your agent. Paste it into your coding agent’s chat and send.
  3. Review the setup. Your agent checks the skill’s instructions, requirements, and installation scope.
Review, license & listing details
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This is an imported listing. We haven’t certified its safety, license, or compatibility. Skills may include executable scripts.

Automated security scan: Partial

Only SKILL.md was scanned. Supporting files and scripts were not checked. No safety grade has been assigned.

0 potential findings · Scanned 11/4/2026 · Scanner 0.2.1

Content SHA-256: 334cf1fdec0ec3540edb3334d0a4a2e5e1a527f64ae74bc06bf43c9fc122bab4

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About this listing

Category
General
Reported license
Not specified
Listing language (estimated)
English
Review status
Not individually reviewed
Agent compatibility
Atlas installation supports Claude Code, Codex, and Cursor. Skill-specific dependencies and features are checked during setup.