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Oh Consumer Debt

Agent skill
1 skill
READMEOverview ↓

Use for Ohio consumer-debt defense — debt-buyer suits, collection actions. Covers Ohio Consumer Sales Practices Act (R.C. Chapter 1345) with treble damages + mandatory fees, 2-year CSPA SOL, FDCPA + Reg F overlays, chain-of-title doctrine, Ohio UCC Article 9 (R.C. Chapter 1309), and 6-year SOL on written contracts (R.C. 2305.06). NO collection-agency licensure in Ohio — defenses lean on chain-of-title and FDCPA. Triggers: "Ohio consumer debt", "Ohio CSPA", "R.C. 1345 treble damages", "Ohio chain of title", "Ohio debt buyer", "medical debt Ohio".

Install with
Claude CodeCodexCursorGitHub CopilotGemini CLI

Supported by the Atlas install prompt. Skill-specific requirements vary.

Skill stats

Skills1CategorySalesStars0

About this skill

Use for Ohio consumer-debt defense — debt-buyer suits, collection actions. Covers Ohio Consumer Sales Practices Act (R.C. Chapter 1345) with treble damages + mandatory fees, 2-year CSPA SOL, FDCPA + Reg F overlays, chain-of-title doctrine, Ohio UCC Article 9 (R.C. Chapter 1309), and 6-year SOL on written contracts (R.C. 2305.06). NO collection-agency licensure in Ohio — defenses lean on chain-of-title and FDCPA. Triggers: "Ohio consumer debt", "Ohio CSPA", "R.C. 1345 treble damages", "Ohio chain of title", "Ohio debt buyer", "medical debt Ohio".

Quick start

  1. Copy the install prompt. Use the green button above this README.
  2. Send it to your agent. Paste it into your coding agent’s chat and send.
  3. Review the setup. Your agent checks the skill’s instructions, requirements, and installation scope.

Installation guide →

Review, license & listing details
Review the source before using this skill

This is an imported listing. We haven’t certified its safety, license, or compatibility. Skills may include executable scripts.

Automated security scan: Partial

Only SKILL.md was scanned. Supporting files and scripts were not checked. No safety grade has been assigned.

0 potential findings · Scanned 11/4/2026 · Scanner 0.2.1

Content SHA-256: 5e68d8e51f8b1cb7f446a545fe1dcbf53f8977bf3a99956fbc9d57aa410dfa38

About scan coverage and limitations
Original listing metadata

Original name

oh-consumer-debt

Original description

Use for Ohio consumer-debt defense — debt-buyer suits, collection actions. Covers **Ohio Consumer Sales Practices Act (R.C. Chapter 1345)** with **treble damages + mandatory fees**, **2-year CSPA SOL**, **FDCPA + Reg F** overlays, **chain-of-title doctrine**, **Ohio UCC Article 9** (R.C. Chapter 1309), and **6-year SOL on written contracts** (R.C. 2305.06). **NO collection-agency licensure in Ohio** — defenses lean on chain-of-title and FDCPA. Triggers: "Ohio consumer debt", "Ohio CSPA", "R.C. 1345 treble damages", "Ohio chain of title", "Ohio debt buyer", "medical debt Ohio".

About this listing

Category
Sales
Reported license
Not specified
Listing language (estimated)
English
Review status
Not individually reviewed
Agent compatibility
Atlas installation supports Claude Code, Codex, and Cursor. Skill-specific dependencies and features are checked during setup.
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Oh Consumer Debt | Agent Skills Atlas