Aireadylife Insurance Op Coverage Audit

About this skill

Annual comprehensive insurance portfolio audit comparing all coverage limits to current assets, income, and liabilities. Applies 10-12x income life insurance adequacy rule, 60-70% income disability replacement check, net-worth vs. liability + umbrella gap analysis, and property replacement cost verification. Flags gaps by severity (minor/moderate/significant) with estimated premium impact. Triggers: "coverage audit", "insurance audit", "am I underinsured", "coverage gaps", "insurance review", "full coverage check".

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Original listing metadata

Original name

aireadylife-insurance-op-coverage-audit

Original description

About this listing

Category: General
Reported license: MIT
Listing language (estimated): English
Review status: Not individually reviewed
Agent compatibility: Atlas installation supports Claude Code, Codex, and Cursor. Skill-specific dependencies and features are checked during setup.